Premium Loan Products
Financial Solutions Tailored For You
Explore our wide range of loan services designed to support your personal development, education, home building, and business growth at competitive rates.
Affordable Rates
From 12% to 14% p.a.
Fast Approval
Processed in 24 - 48 hours
Up to TZS 80 Million
High borrowing capacity
Flexible Terms
Reducing balance interest
01
Lowest Rate 12%
MRT SACCOS • 01
SACCO Loan Mate
Max Amount
TZS 2M
Interest Rate
12% p.a.
Repayment Period
Up to 12 Months
- Lowest interest rate in the market (only 12% p.a.)
- Dignified and safe alternative to predatory lenders
- Flexible weekly or monthly repayment up to 12 months
02
Fast Emergency
MRT SACCOS • 02
Emergency Loan
Max Amount
TZS 4M
Interest Rate
13% p.a.
Repayment Period
Up to 24 Months
- Expedited approval processed within 24 hours
- Covers urgent social and medical emergencies immediately
- Requires only 10% deposit of the borrowed amount
03
Most Popular
MRT SACCOS • 03
Development Loan
Max Amount
TZS 80M
Interest Rate
14% p.a.
Repayment Period
Up to 7 Years
- Purchase of land, vehicles, machines & assets
- Capital to launch or scale profitable enterprises
- Reducing balance interest calculation methodology
04
Retirees & Pensioners
MRT SACCOS • 04
Hekima Loan
Max Amount
TZS 80M
Interest Rate
14% p.a.
Repayment Period
Up to 5 Years
- Tailored exclusively for retired teachers and members
- Borrow up to 75% of invested Fixed Deposit Rate (FDR)
- Post-retirement financial advisory & education included
05
Education & Fees
MRT SACCOS • 05
Education Loan
Max Amount
TZS 10M
Interest Rate
14% p.a.
Repayment Period
Up to 24 Months
- School, college, and university tuition fees
- Up to 5x of savings in your Education account
- For member, spouse, children, or dependents
06
Housing & Building
MRT SACCOS • 06
House Loan
Max Amount
TZS 75M
Interest Rate
14% p.a.
Repayment Period
Up to 5 Years
- Construction, purchase, or major renovation of housing
- Minimum 20% construction savings balance required
- Secure long-term homeownership investment for family
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